Creating an organized Bill Pay Binder

BillPaybinder

How do you keep your bills organized and paid on time? For years, I would just pay them as I would get them in the mail. Which would mean that I drug out my checkbook every few days. This worked just fine, but I felt like I was constantly paying bills, which isn’t my favorite chore.

In the last couple years, I have created a bill pay binder that has worked really well for me, so I am going to share a few of my tips with you.

First, you need a binder, I use a simple white 1 inch binder. Next, I added a pencil bag to hold all the “tools” that I need for paying bills.

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I have a hole punch, calculator, pencils, pens, and a Sharpie in my pouch.

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I printed out a calendar for each month over at THIS site. I went through and added all recurring events on the calendar with the dates that I already knew. Things like payday, car payment, we have rental properties and I keep track of when those payments are due on this calendar as well.

When I receive a bill in the mail, I add the due date on this calendar right away.

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I have three sections on my binder. One section for bills I pay on the 15th and one for the 30th. When I receive a bill in the mail, I mark the due date on my calendar, punch holes in the bill and file it in the correct area.

I also have a section to file bills from the previous month. I find this very handy because if I have a question on a bill or what I had paid the previous month, I still have them handy.

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In the front inside pocket of the binder is where I keep my address labels and envelopes.

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I use different colors of markers for my bill calendar. I found a great way to hold all of my pens and colored markers in this really cute Thirty-one Fold and Go bag.

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I am a paper and pen person. I like to keep track of bills, lists, etc. on paper instead of on the computer. This bill pay system has been working really well for me and I feel much more organized. I spend less time paying bills and don’t have to go digging for everything when it’s time to sit down and write out checks. I hope you can use a few of my tips or even create your own binder!

BillPaybinder

If you have any suggestions on how to improve this or just comments on your own ideas, I would love to hear them!

About Chrissy

Chrissy Taylor is a wife, Mom, blogger and property manager. She and her husband of 15 years are raising two active boys in the Twin Cities area of Minnesota. Chrissy enjoys blogging about cooking, crafts, gifts and household tips over at The Taylor House.

Comments

  1. Michelle Taylor says:

    I am an Independent Consultant for Thirty-One. Love how you use the Fold and Go Organizer!

  2. Getting organized definitely lowers the stress levels and allows us to enjoy life as intended. I don’t use a bill pay binder but I do use an online checklist to get all my work done. I was feeling overwhelmed last week and once I began keeping a “to do” list I could easily update and check off (and sync with my iPhone), I felt so much weight fall off my shoulders.

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