A real mom sharing real expereinces!
How do you keep your bills organized and paid on time? For years, I would just pay them as I would get them in the mail. Which would mean that I drug out my checkbook every few days. This worked just fine, but I felt like I was constantly paying bills, which isn’t my favorite chore. In the last couple years, I have created a bill pay binder that has worked really well for me, so I am going … [Read more...]
This year I want to give and give in a BIG way! I have had so many blessings this year that were not monetary and it made me want to do the same for others. So many need something right now! Maybe it is an essential like food or clothing. Maybe it is someone who deserves and needs a kind gesture through an action or handmade gift. Like most of you, we do not have a lot of extra money to buy … [Read more...]
The leaves are turning colors, the geese are flying south, and there is a briskness in the air that can only mean fall has arrived. There are lots of things to do during the fall, but, if you are like millions of other Americans, your wallet is empty or close to it. The "back to school" season is always a costly one, and if you're self-employed, you just paid your quarterly estimated taxes. Here … [Read more...]
Broke" is a relative term. Consider the job of a junkyard. It 'salvages' the broken and unwanted. You may be financially 'broke'; but, you are not broken. Your financial state is salvageable. It just requires some effort. It's time to get in financial shape. Like getting fit, you must consider your input/output ratios. To get in shape, people need to expend more calories than they … [Read more...]
What is Manilla? Manilla is a free web based service that helps consumers better manage all of their household accounts, including financial, utilities, subscriptions and travel rewards programs, in one secure place online. Under a single password, Manilla provides customers with an automated, organized view of all of their account information, text and/or email reminders to pay bills and … [Read more...]
Lemon is the sweetest way to keep track of your expenses Lemon gives you the tools to collect all your receipts in one place. email your receipts to your own @lemon.com account or snap a photo of your paper receipts with your smartphone and the lemon mobile app. Perfect for tracking all that holiday shopping! I love this for helping with taxes! … [Read more...]
I just received an email notifying me that my credit score had changed. I received it because I have a free account with Credit Karma who keeps an eye on my score! I logged on and was thrilled to see how my score has changed in the last 2 months! I wanted to remind you all about this site and tool that I use to monitor my score. NOT JUST MY CREDIT REPORT! I know that you can get a credit report on … [Read more...]
I just received an email notifying me that my credit score had changed. I received it because I have a free account with Credit Karma who keeps an eye on my score! I logged on and was thrilled to see how my score has changed in the last 2 months! I wanted to remind you all about this site and tool that I use to monitor my score. NOT JUST MY CREDIT REPORT! I know that you can get a credit report on … [Read more...]
I love The Nate Berkus Show! I dvr him everyday! recently there was an episode where he was helping a lady, who lives paycheck to paycheck, redesign her home. The goal was to find $30 per month to put towards her house. They had an expert from LearnVest on the show to help her with her budget. She had some awesome tips about cutting back. And finding those extra dollars in a tight budget. … [Read more...]
Get your 100% free credit score instantly, securely, and safely. Credit Karma provides truly free credit scores to consumers direct from the credit bureaus. Your scores are retrieved securely with no hidden fees. Use the free credit report card to learn more about your credit report and score. … [Read more...]
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