Why Everyone Needs An Emergency Fund (Dave Ramsey Said So)

A financial emergency can be devastating but it doesn’t have to be if you are prepared. Unfortunately, we were not prepared. But that is about to change thanks to Dave Ramsey and an emergency fund. I started his classes in June. I thought the emergency fund was brilliant, but I would start it after summer. […]

Give BIG On A Budget: Using Spare Change To Stretch Your Holiday Budget (#sponsored by @Coinstar)

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Ok it is time to flip the couch cushions and look under the car seats! You know all those places where the change goes when it fall out of your pocket? At our house the laundry room is always a great place to find loose change! I love emptying the pockets to find change! I started […]

Kids and Cellphones: The Right Way To Do It & The Best Wireless Plan #shop #cbias

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Kids with cell phones, it’s a tricky thing. I will admit that I have been against kids having phone for years. Over the last few years, as cell phones have become more common, my husband an I have been certain that our children would not get a phone.  Then, in what seemed like the blink of […]

Creating an organized Bill Pay Binder

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How do you keep your bills organized and paid on time? For years, I would just pay them as I would get them in the mail. Which would mean that I drug out my checkbook every few days. This worked just fine, but I felt like I was constantly paying bills, which isn’t my favorite […]

A Giving Christmas: A Mission To Give Big On A Budget (Sharing Ideas to Help You Give More)

This year I want to give and give in a BIG way! I have had so many blessings this year that were not monetary and it made me want to do the same for others. So many need something right now! Maybe it is an essential like food or clothing. Maybe it is someone who […]

6 Fall Family Activities On A Budget

The leaves are turning colors, the geese are flying south, and there is a briskness in the air that can only mean fall has arrived. There are lots of things to do during the fall, but, if you are like millions of other Americans, your wallet is empty or close to it. The “back to […]

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