Why Everyone Needs An Emergency Fund (Dave Ramsey Said So)

A financial emergency can be devastating but it doesn’t have to be if you are prepared. Unfortunately, we were not prepared. But that is about to change thanks to Dave Ramsey and an emergency fund. I started his classes in June. I thought the emergency fund was brilliant, but I would start it after summer. We needed our play money during the summer. Then I

6 Fall Family Activities On A Budget

The leaves are turning colors, the geese are flying south, and there is a briskness in the air that can only mean fall has arrived. There are lots of things to do during the fall, but, if you are like millions of other Americans, your wallet is empty or close to it. The “back to school” season is always a costly one, and if you’re