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Today was one of those days. Holidays have a way of making us look back and remember. I remember July 4th celebrations at home with family and friends. Just last year we had our best friends over, BBQed, and did fireworks. This year was different. This year was simple. There were no friends or extended family. There were no late night laughs and catching up on life. But...

Image credit: Wikipedia The leaves are turning colors, the geese are flying south, and there is a briskness in the air that can only mean fall has arrived. There are lots of things to do during the fall, but, if you are like millions of other Americans, your wallet is empty or close to it. The “back to school” season is always a costly one, and if you’re...

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